BOPs DO NOT cover professional liability, auto insurance, workers' compensation, or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles, and your employees. Which of the following options would be covered by the building coverage of the business owners policy? Permanently installed items, such as carpets and tiles, and materials that are located on the premises or less than 100 feet away, such as paint cans from that option, are included in the building's coverage. Personal assets that the insured person owns and uses to maintain or repair the building, including fire extinguishers, are also covered by building coverage.
With the additional coverage of the business owner's property coverage, assets that are removed to protect them from losses will be covered elsewhere for a period of up to The property that the insured owns and uses in the business is covered by the company's personal property coverage. Permanently installed items, such as carpets and tiles, and materials found on or less than 100 feet away from the premises, such as paint cans from that option, are included in the building's coverage. Additional property preservation coverage covers loss for any cause of loss of property that has been removed from the insured location to protect it from damage caused by a covered hazard. Assets that the insured person owns and uses in the company, such as photocopiers and furniture from the insured's private office, would be covered by the company's personal assets coverage.
Assets owned and used by the insured in the company, such as photocopiers and furniture from the insured's private office, would be covered by the coverage of personal business assets owned and used by the insured in the company, such as photocopiers and furniture from the insured's private office, would be covered by business personal property coverage.