Jenny Kizzia

Jenny Kizzia

Professional food ninja. Proud coffee expert. Friendly pop culture guru. Certified beer buff. Beer scholar.

107 Author´s Articles
What is bpp insurance coverage?

What is bpp insurance coverage?

This type of business insurance, also known as commercial property insurance or business personal property (BPP)...

What liability coverage is provided in a bop?

What liability coverage is provided in a bop?

A business owners policy (BOP) combines commercial property insurance and commercial liability insurance into a single...

10 Tips to Consider Before Purchasing Life Insurance

10 Tips to Consider Before Purchasing Life Insurance

When it comes to buying life insurance, there are several factors to consider. Your age, health, life expectancy, income, ...

What is Cyber Liability Insurance and What Does it Protect You From?

What is Cyber Liability Insurance and What Does it Protect You From?

Cyber liability insurance is a type of insurance policy that provides businesses with financial protection in the event...

What is the Major Line of Business Insurance?

What is the Major Line of Business Insurance?

Personal line insurance includes property and accident insurance products that protect people from losses that they...

The Essential Components of Car Insurance: What You Need to Know

The Essential Components of Car Insurance: What You Need to Know

When it comes to car insurance, there are three key coverages that you simply can't do without: liability, comprehensive, ...

5 Essential Insurance Policies Everyone Should Have

5 Essential Insurance Policies Everyone Should Have

Health insurance is arguably the most important type of insurance. With a statistic like this, investing in health...

The Most Essential Types of Business Insurance Coverage

The Most Essential Types of Business Insurance Coverage

Business interruption insurance, also known as business income insurance, is one of the most important types of coverage...

When Should You Review Your Business Insurance Coverage to Ensure It's Up to Date?

When Should You Review Your Business Insurance Coverage to Ensure It's Up to Date?

In many cases, your current insurance coverage may still be sufficient. However, it is recommended to review all your...

What is Commercial Auto Insurance and What Does it Offer?

What is Commercial Auto Insurance and What Does it Offer?

Commercial auto insurance is a type of commercial insurance policy that applies to cars owned or used by a business. It...

The Most Important Insurance Policies and Why: A Comprehensive Guide

The Most Important Insurance Policies and Why: A Comprehensive Guide

Health insurance is arguably the most important type of insurance. With a statistic like this, investing in health...

How does a business protect itself and it's owner with insurance?

How does a business protect itself and it's owner with insurance?

The most common types of commercial insurance include general liability insurance, which covers areas such as bodily...

What kind of policy is a business owner's policy bop quizlet?

What kind of policy is a business owner's policy bop quizlet?

The BOP is a combined policy that provides most of the property coverage (both direct and indirect), crime, and civil...

Is business insurance considered a liability?

Is business insurance considered a liability?

Business liability insurance is a type of coverage that provides crucial protection against the high cost of lawsuits. It ...

What is Business Owner's Liability? A Comprehensive Guide to Protect Your Company

What is Business Owner's Liability? A Comprehensive Guide to Protect Your Company

As a business owner, you are responsible for safeguarding your company from potential liability risks. A Business Owner's ...

What type of insurance should you choose?

What type of insurance should you choose?

Most experts agree that the four types of insurance you should have are the four types of life insurance, health...

Choosing the Perfect Location for Your Business: What to Consider

Choosing the Perfect Location for Your Business: What to Consider

When it comes to selecting the ideal spot for your business, there are a few key factors to consider. Traffic is one of...

Why Business Interruption Insurance is Essential for Your Business

Why Business Interruption Insurance is Essential for Your Business

Business interruption insurance is a type of coverage that can help safeguard your company financially if you're forced...

How long does extended business income last?

How long does extended business income last?

Extended business revenue coverage would protect against loss of business revenue that continues for the 30-day period...

Discounts for Business Coverage: Get the Most Out of Them

Discounts for Business Coverage: Get the Most Out of Them

When it comes to commercial insurance, discounts are a great way to save money on premiums. However, most insurance...

What is the one type of insurance that every business needs to have?

What is the one type of insurance that every business needs to have?

General liability is recommended for all small businesses. Nearly every small business needs general liability insurance.

What is the purpose of a business owner policy?

What is the purpose of a business owner policy?

A business owner's policy (BOP) combines business property insurance and business liability insurance into a single...

How Much Money Does a Business Need to Make to File Taxes?

How Much Money Does a Business Need to Make to File Taxes?

Generally, you must pay SE tax and file Schedule SE (Form 1040 or 1040-SR) if any of the following conditions apply. The...

Everything You Need to Know About the 3 Types of Car Insurance Coverage

Everything You Need to Know About the 3 Types of Car Insurance Coverage

Having the right car insurance coverage is essential for protecting yourself and your vehicle. Most states have a minimum ...

What Types of Business Insurance Do Most Companies Need?

What Types of Business Insurance Do Most Companies Need?

Nearly every small business needs general liability insurance to protect against common accidents between customers or...

What is the Most Important Type of Insurance Coverage?

What is the Most Important Type of Insurance Coverage?

Health insurance is arguably the most important type of insurance. With a statistic like this, investing in health...

What Types of Business Insurance Should You Have?

What Types of Business Insurance Should You Have?

Business insurance is a type of coverage that companies purchase to protect themselves from potential damages, lawsuits,...

4 Types of Insurance Everyone Should Have: A Comprehensive Guide

4 Types of Insurance Everyone Should Have: A Comprehensive Guide

Most experts agree that the four types of insurance everyone should have are life insurance, health insurance, long-term...

Is commercial insurance another name for business insurance?

Is commercial insurance another name for business insurance?

Business insurance, also known as business insurance, financially protects your company from common risks, such as...

What is the Difference Between a Commercial Package Policy and a Business Owner's Policy?

What is the Difference Between a Commercial Package Policy and a Business Owner's Policy?

The primary difference between a Business Owner Policy (BOP) and a Commercial Package Policy (CPP) is that a BOP is a...

What type of insurance is required in most of the united states?

What type of insurance is required in most of the united states?

Car insurance is mandatory in almost every state. State minimums and types of coverage vary, but nearly every state that...

Why is business liability insurance important?

Why is business liability insurance important?

Liability insurance is essential coverage for small business owners. It helps protect you from bodily injury and property ...

What are 3 common types of insurance?

What are 3 common types of insurance?

It allows the insured to cover medical expenses during the doctor's visit and other significant expenses that surgeries...

What is a common agreement that is highly recommended when starting a business with a partner?

What is a common agreement that is highly recommended when starting a business with a partner?

If you're going to start a business with one or more partners, you'll want to be on the same page and be clear from the...

Which of the following is included in a business owners policy automatically?

Which of the following is included in a business owners policy automatically?

Business income is automatically included in the business owners policy. Both personal effects and valuable documents are ...

What qualifies as a business vehicle write off?

What qualifies as a business vehicle write off?

The vehicle must be new or new to you, which means that you can buy a used vehicle if it is used for the first time...

What are the basic insurance?

What are the basic insurance?

Most experts agree that life, health, long-term disability, and auto insurance are the four types of insurance you should ...

What is the difference between a bop and a bpp insurance policy?

What is the difference between a bop and a bpp insurance policy?

The main difference between business personal property insurance and a policy for business owners is that a BOP usually...

What is the Difference Between Business and Commercial Insurance?

What is the Difference Between Business and Commercial Insurance?

The difference between commercial law and business law is that the former specifically regulates the way in which...

What type of insurance is liability?

What type of insurance is liability?

Liability insurance is an insurance product that provides protection against claims resulting from injuries and damage to ...

Choosing the Right Business Location: What to Consider

Choosing the Right Business Location: What to Consider

The subject of demography has two important angles when it comes to selecting a business coverage provider. First,...

What are the two major parts of the coverage to your automobile?

What are the two major parts of the coverage to your automobile?

The drafting of the Part A insurance contract provides for liability coverage for open risks. Therefore, all events that...

The Three Main Types of Insurance Explained

The Three Main Types of Insurance Explained

Life insurance is a way to provide financial security for your loved ones in the event of your death. Health insurance...

Are business insurance and commercial insurance the same?

Are business insurance and commercial insurance the same?

When business owners are looking for the best insurance policy for their business, they often confuse the terms...

Who used to be the spokesman for colonial penn?

Who used to be the spokesman for colonial penn?

The original spokesperson was Ed McMahon. Other spokespersons included Lou Rawls and Joe Theismann, among others.

Choosing the Right Business Coverage Provider for Your Employees

Choosing the Right Business Coverage Provider for Your Employees

When it comes to selecting a business coverage provider, it's essential to take into account the size and type of...

How Many Insurance Policies Should Your Business Have?

How Many Insurance Policies Should Your Business Have?

When it comes to running a business, having the right insurance coverage is essential. Whether you're a home-based...

What are the 4 types of insurance coverage?

What are the 4 types of insurance coverage?

Most experts agree that the four types of insurance you should have are life insurance, health insurance, long-term...

What are the Differences between General Liability Insurance and Professional Liability Insurance?

What are the Differences between General Liability Insurance and Professional Liability Insurance?

When it comes to protecting your business, it's essential to understand the distinctions between general liability...

What Types of Business Insurance Do You Need? A Comprehensive Guide

What Types of Business Insurance Do You Need? A Comprehensive Guide

Most businesses need general liability insurance, and your state's laws may require workers' compensation insurance and...

What insurances are tax deductible?

What insurances are tax deductible?

Disability insurance is probably the most overlooked tax deduction for insurance premiums. This type of insurance can...

What is business owners liability coverage?

What is business owners liability coverage?

BOP insurance helps cover your business against claims that result from things like fire, theft, or other covered...

The Most Important Insurance Coverage and Why

The Most Important Insurance Coverage and Why

The most important insurance coverage you need to have is your state's minimum liability and property damage coverage....

What is included in business insurance?

What is included in business insurance?

Business insurance protects businesses from financial losses associated with unexpected events, such as property damage,...

The Dangers of Not Having Business Insurance

The Dangers of Not Having Business Insurance

Operating without business insurance can be a hazardous move for any small business. Not only can it lead to fines and...

What is the ideal business structure?

What is the ideal business structure?

If you want sole or principal control of the company and its activities, the best option might be a sole proprietorship...

What is coverage a business owners policy?

What is coverage a business owners policy?

A business owners policy (BOP) combines commercial property insurance and commercial liability insurance into a single...

What are the parts of a business owner policy?

What are the parts of a business owner policy?

A business owners policy (BOP) combines two types of coverage to protect your small business against a variety of claims. ...

What are the three types of insurances that businesses are likely to need?

What are the three types of insurances that businesses are likely to need?

If you want general liability insurance and property coverage, you can combine them into an insurance policy for business ...

3 Essential Insurance Needs for Businesses: Protect Your Company from Financial Losses

3 Essential Insurance Needs for Businesses: Protect Your Company from Financial Losses

Starting a business is an exciting time, but it's also essential to make sure you have the right insurance policies in...

What is the basic coverage provided by homeowners insurance?

What is the basic coverage provided by homeowners insurance?

A standard homeowners insurance policy provides coverage to repair or replace your home and its contents in the event of...

Tax Benefits of Starting a Business: How to Maximize Your Savings

Tax Benefits of Starting a Business: How to Maximize Your Savings

Starting a small business can be a great way to save money on taxes. The Internal Revenue Service (IRS) offers numerous...

How long does extended business income coverage last?

How long does extended business income coverage last?

The standard property policy limits the period for reinstatement of business income to 30 days, but this period can be...

Do I Need Business Insurance? A Comprehensive Guide to Protect Your Small Business

Do I Need Business Insurance? A Comprehensive Guide to Protect Your Small Business

Nearly every small business needs general liability insurance. This policy provides protection against common accidents...

What's the Difference Between Business Insurance and General Liability Insurance?

What's the Difference Between Business Insurance and General Liability Insurance?

When it comes to safeguarding your business, there are two primary types of insurance policies to consider: commercial...

What is the Difference Between Business and Personal Auto Insurance Coverage?

What is the Difference Between Business and Personal Auto Insurance Coverage?

The main difference between personal and commercial auto insurance is who owns the vehicle. If your business owns a...

Why Business Insurance is Essential for Your Company

Why Business Insurance is Essential for Your Company

Businesses need commercial insurance to safeguard them from the costs of unexpected events or disasters. Without it,...

Does insurance count as an expense?

Does insurance count as an expense?

Car insurance is tax-deductible as part of a list of expenses for certain people. Usually, people who are self-employed...

Can You Write Off Business Car Insurance? A Comprehensive Guide

Can You Write Off Business Car Insurance? A Comprehensive Guide

If you use your car for business purposes, you may be eligible to deduct your car insurance premium on your tax return....

5 Essential Factors to Consider When Choosing a Business Location

5 Essential Factors to Consider When Choosing a Business Location

When it comes to setting up a business, selecting the right location is a critical step in ensuring success. It's...

Do You Need Multiple Insurance Policies for Your Business? A Comprehensive Guide

Do You Need Multiple Insurance Policies for Your Business? A Comprehensive Guide

Running a business is no easy feat, and it's essential to make sure you have the right coverage in place to protect your...

What is bpp insurance claim?

What is bpp insurance claim?

Business personal property (BPP) insurance provides financial protection for the repair or replacement of your lost,...

Comparing Different Types of Business Coverage: What You Need to Know

Comparing Different Types of Business Coverage: What You Need to Know

Starting a new business is an exciting time and you'll want to make sure you have the right protection in place. A...

What is covered in a business owners policy?

What is covered in a business owners policy?

A BOP generally protects business owners against property damage, danger, business interruption, and liability. While...

What are the major lines of business in insurance?

What are the major lines of business in insurance?

A line of business is a general classification of businesses used by the insurance industry, such as fire, commercial,...

What is business insurance called?

What is business insurance called?

Commercial insurance refers to insurance coverage intended for businesses rather than individuals. Business insurance is...

What is the Best Auto Insurance Coverage for You?

What is the Best Auto Insurance Coverage for You?

When it comes to auto insurance, there are a few different options to choose from. The most common are exclusive...

How much bpp coverage do i need?

How much bpp coverage do i need?

Business personal property insurance covers your real property, known as tangible assets, but not your intangible assets. ...

What is the difference between a businessowners policy and a commercial property policy?

What is the difference between a businessowners policy and a commercial property policy?

The main difference between the policy for business owners and the commercial package policy is that a BOP is a...

What are the 3 main types of insurance most small businesses need?

What are the 3 main types of insurance most small businesses need?

Most small businesses need to purchase at least the following four types of insurance: Property Insurance. With the help...

What is Product Liability Insurance and What Does it Protect Against?

What is Product Liability Insurance and What Does it Protect Against?

Receiving a product liability lawsuit is a costly and stressful experience that can cause serious difficulties. Product...

What is the Difference Between Personal and Business Liability Insurance? A Comprehensive Guide

What is the Difference Between Personal and Business Liability Insurance? A Comprehensive Guide

When it comes to insurance, there are two main types of liability coverage: personal and business. Understanding the...

5 Essential Types of Business Insurance

5 Essential Types of Business Insurance

Business insurance is an essential part of any company's operations, as it helps protect the business from financial...

Do You Need Business Liability Insurance or General Liability Insurance? - A Comprehensive Guide

Do You Need Business Liability Insurance or General Liability Insurance? - A Comprehensive Guide

Do you need to protect your business from potential claims related to bodily injury and property damage? If so, you may...

What is the advantage of reinstating a life insurance policy?

What is the advantage of reinstating a life insurance policy?

The advantage of reinstating an existing policy instead of applying for a new one is that you're likely to pay less. If...

Choosing the Right Business Coverage for Your Company: A Comprehensive Guide

Choosing the Right Business Coverage for Your Company: A Comprehensive Guide

When it comes to selecting the right type of business coverage for your company, there are a few key factors to consider. ...

Is business owners policy the same as general liability?

Is business owners policy the same as general liability?

A business owner's policy (BOP) is essentially a general liability insurance policy with additional property protection....

How Much Insurance Should Your Business Have? A Comprehensive Guide

How Much Insurance Should Your Business Have? A Comprehensive Guide

Business owners are often faced with the challenge of determining how much insurance coverage they need for their...

What does adequately insured mean?

What does adequately insured mean?

Adequacy of coverage refers to whether insurance or coverage has been used to provide a sufficient level of protection...

The Best Insurance Cover for You: A Comprehensive Guide

The Best Insurance Cover for You: A Comprehensive Guide

When it comes to insurance, there are four types that most financial experts recommend: life insurance, health insurance, ...

How Much Does Business Coverage Cost? A Comprehensive Guide to Understanding the Cost of Business Insurance

How Much Does Business Coverage Cost? A Comprehensive Guide to Understanding the Cost of Business Insurance

Business insurance is an essential part of running a successful business. It helps protect your company from potential...

Choosing the Right Business Coverage Provider: What to Consider

Choosing the Right Business Coverage Provider: What to Consider

When selecting a business coverage provider, it's essential to compare the costs of premiums with the risks you deem high ...

Which of the following is often coverage in the business owners policy?

Which of the following is often coverage in the business owners policy?

Business liability insurance covers the insured's legal liability for damages caused by bodily or material injuries, and...

Which of the following would not be covered under the building coverage of the business owners policy?

Which of the following would not be covered under the building coverage of the business owners policy?

BOPs DO NOT cover professional liability, auto insurance, workers' compensation, or health and disability insurance....

What is the difference between commercial and business auto insurance?

What is the difference between commercial and business auto insurance?

If your business owns a vehicle, it must be covered. The main difference between personal and commercial auto insurance...

Why is a business owners policy referred to as a package policy?

Why is a business owners policy referred to as a package policy?

Insurance companies that sell commercial insurance offer policies that combine protection against major property and...

What business structure is best for international business?

What business structure is best for international business?

An LLC provides a more formalized legal structure than a sole proprietorship that offers greater protection against owner ...

Is self-employed health insurance deduction a business expense?

Is self-employed health insurance deduction a business expense?

If you are self-employed and have a workforce, you can deduct medical and dental insurance premiums, including qualifying ...

What is considered pleasure?

What is considered pleasure?

Pleasure refers to the experience that makes you feel good, that involves enjoying something. It contrasts with pain or...

Choosing the Right Business Coverage Provider: What Businesses Need to Know

Choosing the Right Business Coverage Provider: What Businesses Need to Know

When it comes to running a business, the structure you choose can have a major impact on everything from daily operations ...